Preparation layer

Document preparation checklists

Calm, scenario-based packs of the documents you may need, the questions you'll be asked, and what catches people out. You don't need everything before you start — but each item on the list saves a phone call later.

Applying for Universal Credit

You can start without every document — but having these to hand makes the claim much faster.

Your progress0 of 9 — 0%

Documents to gather

Bank account details for payment
Last 3 months of bank statements (all accounts, including partner's; covers DWP's 30-day reporting window)
Last 3 payslips (if recently employed)
P45 or P60 from final employer
Tenancy agreement or mortgage statement
Most recent rent statement or housing benefit letter
Childcare provider name, registration number and costs (if relevant)
Fit note from GP (if claiming on health grounds)
Photo ID — passport or driving licence

Don't worry if you don't have something yet — you can usually upload documents to your journal later.

Questions you'll likely be asked

• When did your last job end and why?
• How much do you have in every account today?
• Who lives in your household and what do they earn?
• What's your monthly rent or mortgage?
• Do you have any caring responsibilities?

What catches people out

• Forgetting partner's accounts and ISAs.
• Not having a recent bank statement showing redundancy pay arriving.
• Missing childcare provider registration numbers.

Not sure where to start?

The free 15-question benefit check gives you an indicative view in about five minutes.

Start your benefit check

Your situation (optional)

A few details help other tools pick up where you left off. Stored only in your browser — nothing is sent anywhere.

Total savings (£)HouseholdHousingJob end date

What people usually do next

When your paperwork's together, these tools help you understand the timing and figures behind your claim.